Joseph Restivo helped me buy my first house. He got me a great loan and helped me navigate through all the complicated jargon and endless paperwork, explaining everything to me in detail. Joseph was incredibly helpful, patient, and thorough, I would definitely recommend him to first time homebuyers.

Joseph Restivo helped us with financing a new mortgage and later with refinancing the same property. Both times it went flawlessly, all paperwork was prepared and submitted on time, and all the initial promises were kept. One important aspect was that Joseph had enough patience to explain all the details and illuminate all the nuances in the process with a great deal of patience and clarity. We also noticed how Joseph is constantly looking for new and creative way of modernizing his business practices. We surely wish him best of luck as a sensible entrepreneur and happily refer his services to our friends.

I would like to give much thanks to Joseph, With out you I wouldn't own a house. My credit was not close to par and you helped me fix it. Within a month or two my score was up 150 points. Joseph you got me the lowest rate at the time when I initially financed with you and then again when I re-fied!!! Thanks a million.

Thank you Joseph for all you hard work. My friends were right about you and your service, I will be sending everyone I know your way. God bless John & family

Joseph Restivo did a great job getting us financed for our new home. He went above and beyond to make sure everything was done correctly and went smoothly. Our situation was quite difficult to start off with and had a lot of complications to deal with, but Joe was able to work them out for us and get us where we needed to be. He was very efficient and answered all our questions so we knew exactly what we were getting. He was wonderful to work with and we would use his services again and recommend him to anyone looking for a trustworthy, hardworking, and dependable person. Thanks again Joseph for everything!

I want to thank Joseph Restivo for giving me the lowest rate and by far the best deal out there. Joseph kept his promise even though other brokers that I was working with told me there was no way he could give me this kind of deal. Joseph told me to trust him and I did. All I can say is not only did he deliver but his insight and his service is far superior than anyone else. I would highly recommend going with Joseph. April 10th, 2010

I want to express my deep gratitude to Joseph Restivo. We were very fortunate to have Joe refi our home. First of all, Joe was a pleasure to work with. Due to our crazy travel schedules and our urgency to refi ASAP, Joe was very skillful and proficient in meeting our timeline. Thank you Joe, I know we were a handful and he was so patient with us. We also were very worried about the closing costs and Joe lessened our fears by walking us through line item and showed us how diligently he saved us money. Without hesitation, I highly recommend Joseph Restivo!!!! February 18th, 2010

Obtaining a loan in this recession is not easy even when one has good credit. The Joseph Restivo went the extra mile to make sure I was able to obtain a home loan. Jospeh Restivo took the time to patiently answer all my questions and address my concerns. November 20th, 2009

We refinanced last year with Joseph Restivo. Despite stellar credit, solid income and loads of equity, we had difficulty in finder a lender that would part with all of our TARP money for a refinance. Joseph Restivo went the extra mile, going so far as to pay for an additional appraisal out of his pocket to ensure that the loan went through. He was ethical, showed great integrity throughout the whole process, immediately returned calls, and followed through to the end. The interest rate we ended up getting was better than anything we could find on bankrate.com, and we are very pleased with the outcome. I would, and have recommended Riteway to anyone looking for a loan. March 5th, 2010

This letter seeks to commend the outstanding efforts and professionalism exhibited by Real Estate Lender Joseph Restivo. In the course of working through a loan processing request with Mr. Restivo, I was very impressed with his professional attitude, reliability, timely response and acute attention to detail. Mr. Restivo completed my loan application in a most timely fashion and walked me through each step clearly explaining the complex process. He was able to get me a loan package with favorable terms at a low interest rate which worked well within my monthly budgetary needs. It was a pleasure dealing with Joseph and I would recommend Mr. Restivo to anyone seeking professional real estate lender services and representation. April 27th, 2010

I want give a special thanks to Joseph Restivo. We just re-fied our home through him and not only are they one of the less expensive companies out there Joseph was great and very easy to work around and incredibly patient. Our experience was smooth and easy every thing went the way it was supposed to and Joseph was totally professional and knows what he is doing.Also the final result was exactly what he quoted us. Joseph thanks again. March 16th, 2010

Thank you Joseph Restivo for the great job handling the refinancing of my home. It's been many years since I purchased or refinanced and I was a little timid about starting the process. I was impressed that you responded to my first e-mail very promptly and during our first conversation you explained the process and associated costs. I am very pleased with my interest rate and will not hesitate to refer friends. February 24th, 2010