Privacy Policy
California Mortgage Direct powered by American Mortgage Network (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines our practices regarding the collection, use, disclosure, and protection of your information. By accessing our website or using our services, you consent to this Privacy Policy.
Information We Collect
Personal Information:
- Name
- Address
- Telephone number
- Email address
- Social Security Number
- Employment information
- Financial information (e.g., income, credit history)
Non-Personal Information:
- IP address
- Browser type
- Usage data and website analytics
- Cookies and tracking technologies
How We Use Your Information
We use your personal information to:
- Process and manage your loan applications.
- Provide personalized service and support.
- Comply with regulatory requirements.
- Detect and prevent fraud.
- Improve our services and website functionality.
- Communicate important updates, promotions, and offers.
Sharing Your Information
We may share your information with:
- Credit bureaus
- Service providers assisting with loan processing, verification, and related services
- Regulatory authorities as required by law
- Affiliates and subsidiaries under common ownership
- Third-party vendors for marketing or analytical purposes (subject to strict confidentiality agreements)
Regulatory Compliance
We adhere strictly to applicable federal and state regulations, including:
- Gramm-Leach-Bliley Act (GLBA)
- Truth in Lending Act (TILA)
- Fair Credit Reporting Act (FCRA)
- Equal Credit Opportunity Act (ECOA)
- California Consumer Privacy Act (CCPA)
- Other applicable federal and state privacy regulations
Data Security
We implement industry-standard measures designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. This includes:
- Encryption of sensitive data
- Secure servers and databases
- Regular security assessments and updates
- Employee training on privacy and data security practices
Your Privacy Rights
California Residents: Under the CCPA, you have the right to:
- Request disclosure of your personal information collected, shared, or sold
- Request deletion of your personal information
- Opt-out of the sale of your personal information
- Receive equal service and price, regardless of privacy rights exercised
To exercise these rights, contact us at the information provided below.
Third-Party Links
Our website may include links to third-party sites. We are not responsible for their privacy practices. Please review the privacy policies of any third-party websites you visit.
Cookies and Tracking Technologies
Our website uses cookies and similar technologies to enhance user experience, analyze traffic, and personalize content. You may control cookies via your browser settings.
Children’s Privacy
We do not knowingly collect personal information from individuals under 18 years old. Our services are intended for adults only.
Changes to This Policy
We may update our Privacy Policy periodically. Changes will be posted on our website with an updated revision date. Continued use of our services after changes constitutes acceptance of the updated policy.
Contact Us
If you have questions or concerns regarding this Privacy Policy or your personal information, please contact:
California Mortgage Direct powered by American Mortgage Network NMLS 1833427
347 3rd Ave 2nd Floor STE 200, San Diego CA 91910
619-292-8930
Legal@CaliforniaMortgageDirect.com
Last updated: June 8, 2025.