Why Savvy Veterans Are Starting Their VA IRRRL Now (And the Rest Will Wish They Had)

Back when I first moved to California, I remember my neighbor Raul—an Army vet—pulling me aside over the fence, frustration simmering in his voice. ‘Did you see how high my rate is?’ he grumbled. That was years ago, and if there’s one thing I learned watching local veterans grapple with mortgage payments, it’s that timing